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Refer friends.

Earn together.

Share Beans with friends and both of you earn an extra 10 percent.


*APY varies based on market conditions. Referral rewards apply.Terms

They get

10%
yield boost
For 6 months
Paid monthly. Automatically.

You get

10%
commission
For 6 months
Paid monthly. Automatically.
Rewards depend on the yield generated on supported digital assets.
Yield is not guaranteed and may vary.

Why refer friends to Beans?

We believe Beans grows best through people who already trust it. That is why we reward you for inviting friends instead of spending money on ads. When you refer someone, they save smarter and grow their savings faster. You earn extra without having to change anything. You and your friends always stay in control of your digital assets. No custody and no hidden complexity. Both of you earn 10% more for 6 months.

How it works

1. Invite a friend

Share your personal referral link from the Beans app and invite someone new.

2. They start saving with Beans Earn

Your friend signs up and starts earning rewards right away.

3. You both earn more

Both of you receive a 10% bonus, paid monthly for up to 6 months.

A simple example

Your friend downloads the app using your unique referral link and deposits $12,000. With an APY of 10% in Beans Earn, your friend earns $100 in one month:
You earn $10
They earn $10 extra
There is nothing extra you need to do. The bonus is applied automatically for both of you. Ready to invite your first friend?
llustrative example. Yield varies. Referral rewards are subject to program terms.

Built for real people

You don’t need to understand crypto, markets, or technical details. Beans Earn works like a modern savings product with clear balances, transparent rewards, and access to your money at any time. The referral program simply adds extra upside.

Start inviting friends

Frequently
Asked questions

How long does the referral bonus last?
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How much can I earn?
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Does my friend lose part of their earnings?
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When are referral rewards paid?
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Does it cost anything to refer someone?
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Is my money locked?
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Beans is not a bank and funds are not covered by a deposit guarantee scheme. Returns are variable and depend on market conditions. Referral bonuses apply only to earnings generated through Beans Earn and are paid monthly for up to 6 months. Terms apply.