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Refer friends.

Earn together.

Invite friends to Beans and earn rewards together. You stay in control of your digital assets. No custody. No hidden complexity.

*APY varies based on market conditions.
Capital at risk, no deposit guarantee. Beans is not a bank, you remain in control at all times.

They get

10%
yield boost
For 6 months

You get

10%
commission
For 6 months
Rewards depend on the yield generated on supported digital assets.
Yield is not guaranteed and may vary.

How it works

1. Invite a friend

Share your unique referral link. Your friend signs up through that link.

2. They earn with Beans

Your friend earns yield on supported digital assets. They receive a 10 percent bonus on the yield they generate, paid monthly for 6 months.

3. You earn monthly

You receive 10 percent of the yield they generate. Rewards are credited on the first day of each month.

Non custodial by design

Beans is a non custodial wallet
Users always stay in control of their digital assets.
Transparent rewards
Rewards are based on generated yield only.
No fees for referrals. No lockups introduced by the referral program.
Ready to invite your first friend?
Rewards depend on the yield generated on supported digital assets.
Yield is not guaranteed and may vary.

Frequently
Asked questions

What exactly is Beans Earn?
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How can you pay up to 10 % when banks pay 1–2 %?
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Where does the yield come from?
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Is 10 % APY guaranteed?
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How often are earnings paid?
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What currencies can I deposit?
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Can I withdraw anytime?
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How do withdrawals work?
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Do I need crypto knowledge?
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Do I remain in self-custody?
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Is my money safe?
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What if a borrower doesn’t pay back?
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Can I lose money with Beans Earn?
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How safe are the smart contracts?
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Do I need to verify my identity to use Beans (KYC)?
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Where is the company regulated?
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What happens if Beans Earn disappears tomorrow?
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How can I track my performance?
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What risks should I know about?
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