Use your money faster
Because of our technology & our partnerships with some of the biggest financial institutions in the world, Beans app allows you to have your money in your hands faster than ever - often within 1 working day!
Take the app for a spin and step up your international money transfers with Beans app.
Send and receive money in the stable currency of your choice. Convert it back to your local currency when needed.
Grow your savings smartly with up to 6% yield, maximizing your earnings while keeping your money secure.
Manage your funds in EUR, USD, ARS, BRL, NGN, BTC, ETH or XLM and withdraw it to cash or bank when you need it.
Cash out via MoneyGram at thousands of locations worldwide. MoneyGram cash pick up is available in 185+ countries.
Easily request funds by sending money requests through WhatsApp or using QR codes within the app.
Initiate bank deposit and withdraws in seconds, ensuring swift and secure transactions at your fingertips.
Beans has no fees or markups on sending, receiving or converting money.
Setteling with friends abroad is fast: all in-app tranfers are done in seconds.
We make decentralized finance accessibele. Beans app is so simple, even our mams can use it!
Send a payment request to your friends inside the app, trough a URL or QR code.
Beans app works on on a decentralized blockchain. Money transfers are truly peer-to-peer.
Choose in what currency you want to save and earn up to 6% yield.
Because of our technology & our partnerships with some of the biggest financial institutions in the world, Beans app allows you to have your money in your hands faster than ever - often within 1 working day!
Beans is a peer-to-peer money transfer service. Funds always remain under the control of either the sender or the recipient.
The recipient decides what to do with their money: whether they opt to hold, save, convert to cash, or withdraw to their bank account.
You decide what to send. Smaller transactions are equally cost-effective as larger ones.
Beans app allows you to open accounts in different currencies and keep your money in the app to protect them from inflation. You can exchange it and use it anytime you need.
Beans app offers great options for savings & investment. You can save your money in euros or dollars with zero monthly fees. Get up to 6% yearly interest on your savings! Learn more here.
When you create your Beans account your private key is bound to your email, phone, and pin code. When you prove ownership over this information the servers are able to restore your account!
We have a detailed article about how account recovery works, which can be found here: Medium.com/account-recovery
We are using digital currencies and blockchain technology to take-away inefficiencies in cross-border payments and lending and borrowing. Ultra-stellar provides the yield on the offered assets.
Deposits and withdrawals in the app are offered by third parties. We can’t take these fees away. However, inside Beans, there are no fees and no markups. This means even with the deposit and withdrawal fees, your friends generally end up with more money than other similar services.
Beans is fully non-custodial. The funds are not held or managed by a centralized entity, such as a bank or financial institution. Instead, users have sole custody and manage their assets directly through the use of private keys. We, nor anyone else can access your money. If you lose access to your account you can securely recover with a 2FA recovery mechanism (e-mail + pin).
We support bank deposits/withdrawals in EUR/ARS/BRL/USD/PEN and XLM. We also support no-fee cash deposits in various countries and cash-outs in almost any country through Moneygram.
Finally. In the app, you can convert into USD, BTC, ETH or XLM at zero fees and without markups. The USD exchange rate is at the informal rate (dollar blue).
There are no limits in Beans. You can send any amount, small or big. With bigger amounts, we do advise sending multiple smaller amounts to get the best rates. We don’t do the conversions ourselves, they are executed on a decentralized marketplace. Deposits and withdrawals are submitted to limits as they go through third parties.
Yes! Our integration with MoneyGram allows you to withdraw your money from Beans using one of their 300.000+ stores in over 200 countries! Deposits are available in a limited amount of countries as well.
Check out this post if you want to know more.
We make use of the Stellar blockchain, where transaction fees are so low that we decided to sponsor them. This will allow you to send free cross-border and cross-currency transactions!
Beans is a peer-to-peer money sending solution. The use of blockchain technology allows for faster, more efficient, and secure transactions by eliminating intermediaries and reducing associated costs. By leveraging the advantages of blockchain, Beans App eliminates fees that are typically associated with traditional banking systems. This results in lower costs for international money transfers.
No, we are not a bank. Beans is a non-custodial wallet that makes it super simple to do free international payments using blockchain technology. You will earn yield by our seemless integration with DeFi and CeFi partners.
Yes, in Beans you have full control and ownership over your assets and you are in full control over your own keys. We have abstracted away all the complexity, giving you a bank experience with blockchain technology. Our goal is that even our moms can use beans. This approach enhances security, privacy, and decentralization, allowing users to have complete control over their funds during international money transfers.