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How it works

How to send money internationally with no fees? A step-by-step tutorial on getting your money to the other side of the world!

Beans app in a nutshell

You can add money to the app from your own bank or in cash

You can send or request money for free to someone else that is using the app

They can withdraw it to their own bank or in cash, or save it for later use

SEnding and receiving
money with beans app

Both sender and recipient needs Beans App installed.
Deposit via
Bank Account
Deposit cash
via MoneyGram
Sender
Beans User
Send
Request
Recipient
Beans User
Withdraw via
Bank Account
Withdraw cash
via MoneyGram
Sending Euro's from France

Here's some money to take mom out to dinner!

You send:
0
EUR
You received:
110.71
ARS
Here's some money to take mom out to dinner!
Receiving USD in Argentina that you can withdraw as ARS

How beans works in 4 simple steps

1
1. Download app & create account

Download the app on your phone. Create your account and setup your account recovery.

2
3. Invite friends/family

Invite recipients to download the app and an account. Ask them to share their user name or let them send you a money request.

3
2. Make a deposit

Make a deposit through on of our banking partners or deposit cash via MoneyGram.

4
4. Send your money

Send money to your newly onboarded friends and enjoy the benefitis of free cross-border transactions with Beans.

1
1. Download app & create account

Download the app on your phone. Create your account and setup your account recovery.

2
3. Receive your funds

Receive your funds in seconds. Enjoy the easyness of automatic conversion and the great exchange rates.

3
2. Create a money request

Easily request funds by sending a money request through WhatsApp or create a QR code that can be scanned by the sender.

4
4. Hold & save or withdraw

Keep your money in a stable currency or withdraw yourmoney instantly in your local currency.

Sending and receiving money in 4 simple steps

1

Download app & create account

Download the app and create a balance in the currency you want to receive, or open a balance in dollars when that’s not available.

2

Make a deposit

Once you are in the app it is time to deposit some money. This can be done through the Deposit option in the top menu. If you're doing a first time deposit, ID verification is part of the process. Deposits and withdraws are handled by our banking partners.

3

Invite your friends and family

Invite recipients to download the app and create an account. Ask them to share their user name or let them send you a money request. It's also possible to scan a QR code of their money request.

4

Send your money

Send money to your newly onboarded friends' username and enjoy the benefitis of free cross-border transactions with Beans. To start, tap on the Send button in the top menu of the app. Search for the username of the recipient and decide on the amount to send. Confirm the transaction, wait till the transaction has succeeded and you are done!

1

Download app & create account

Download the app and create a balance in the currency you want to receive, or open a balance in dollars when that’s not available.

2

Share your user name or Create a money request

Ensure that the Sender has downloaded Beans app and completed the onboarding process as a user, if they haven't already done so. Share your user name with with the Sender, or easily request funds by sending a money request through WhatsApp. It's also possible to create a QR code that can be scanned by the sender.

3

Receive your funds

Receive your funds in seconds. Enjoy the easyness of automatic currency conversion and take advantage of our great exchange rates.

4

Hold & save or withdraw your money

Keep your money in a stable currency to protect it from inflation, or open a savings acounts to earn up to 7% interest paid daily. Ready to spend your money? Withdraw it to your bank account or pick-up your cash at a nearby MoneyGram location. A withdraw can be initiated via the Withdraw button in the top menu. Withdraws are handled by our banking partners. If you're doing a first time withdraw, ID verification is part of the process.