Add money to your Beans Wallet with a local bank transfer, or deposit cash through MoneyGram at locations worldwide.
Convert your local currency to USD or EUR with zero fees. Beans charges no conversion fees and always offers competitive exchange rates.
Activate Beans Earn and start growing your balance right away. Your balance grows in real time and you can withdraw anytime.
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APY compounds every 24 hours, so your balance grows faster than yearly bank payouts.
Beans Wallet lets you securely store, manage, and grow your assets, all without needing a traditional bank account.
Deposit or withdraw whenever you like. Your money is never trapped and there is no cap on how much you can earn.
Instantly swap between EUR and USD while always accessing the highest-yielding pool at no additional cost.
Where banks control your money and lend it out, Beans never takes possession of your assets. You are in full control of your funds hold your own keys.
Your balances earn yield securely through decentralized lending, saving both time and costs.
"Living in Argentina, I’ve seen how fast the Peso can lose value. With Beans, I moved my money into USD and finally felt like I had financial stability again. The best part? The APY rate is usually even higher than 10%, and I can withdraw anytime. No hidden fees, no bureaucracy! Just what I earn working for me, every single day."
"I started using Beans Earn just to try it out, and now it’s part of my monthly routine. Watching my balance grow daily, without locking my money or jumping through hoops, feels incredibly empowering. It’s like having a smart earning tool that actually works for me."
"With local inflation eating away at my money, Beans Earn has been a game-changer. I keep my funds in USD and Euro and earn APY every day. It’s stable, transparent, and gives me real peace of mind. Highly recommended for anyone in emerging markets."
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Earn up to 10 % APY in USD or EUR with daily payouts. Track earnings in real time and deposit or withdraw whenever you like, always staying in control.
Find all details and more information about Beans Earn in the app and check the latest % APY.
Putting your money to work with Beans is a smart way to grow your balance without the risks of trading or speculation. No volatile assets, no market timing. Just deposit, relax, and let your earnings compound from anywhere with a few taps.
In countries with unstable currencies or high inflation, Beans lets you hold money in stable currencies like EUR or USD. Protect your savings, earn high APY, and withdraw anytime.
The Stellar Development Foundation is the non-profit behind the Stellar Blockchain. Every year, it awards it's Stellar Community Fund Award to companies that support it's mission: to create equitable access to the global financial system. Beans App has won the Stellar Community Fund Award twice.
Beans App is also one of the only four digital wallets that have been approved for the MoneyGram Access Program.
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Beans is a front-end software solution. Beans is not subject to supervision by the Dutch Authority for the Financial Markets (AFM) and the Dutch Central Bank (DNB). We are not a bank nor a payment service provider within the meaning of the Dutch Financial Supervision Act (Wft). Consequently, the deposit guarantee scheme does not apply to the services offered through the Beans platform. We do not provide any exchange services between fiat currencies and virtual currencies nor any custodial wallet services. This means that we are not a crypto service provider within the meaning of the Dutch Anti-Money Laundering Act (Wwft). Accordingly, we are not registered as a crypto service provider with DNB. Copyright © 2024 Beans.
