Better rates, zero hidden fees, and instant CVU deposits.
Traditional banks use unfavorable exchange rates and hide fees in the spread. Plus, strict regulations often make transfers a headache. With Beans, you bypass the old system. Simply transfer from your own Argentine peso account to your Beans peso balance to unlock the best rates.
By cutting out the middleman, we ensure that more pesos land exactly where they belong: in your pocket. Fast, transparent, and built for Argentina.
Stop losing money on outdated bank rates.
In Argentina, CVU (Clave Virtual Uniforme) is a 22-digit unique code used to identify accounts in virtual wallets and fintech platforms. It functions similarly to a bank account number and allows receiving transfers.
Your CVU acts as your digital ID, allowing Beans to connect seamlessly with local wallets.
Move money 24/7. Whether it's a holiday or a weekend, your CVU ensures your pesos are transferred instantly and for free
No traditional bank account needed. Use your CVU to access global dollar rates and protect your savings from inflation
Each deposit generates a fresh CVU. This isn't a limitation - it's the mechanism that gives you access to the Blue Rate
Choose USD or EUR in the Beans transfer section.
Beans provides your unique CVU and reference number for the transfer.
Finalize the details of the conversion within the app.
Send a transfer from your personal bank account (CBU/CVU) including the reference number.
Your funds are converted and deposited in ARS into your Beans account at a competitive rate.
With Beans, converting foreign currency is simple, secure, and rewarding. Start today and maximize your pesos.
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Beans is a front-end software solution. Beans is not subject to supervision by the Dutch Authority for the Financial Markets (AFM) and the Dutch Central Bank (DNB). We are not a bank nor a payment service provider within the meaning of the Dutch Financial Supervision Act (Wft). Consequently, the deposit guarantee scheme does not apply to the services offered through the Beans platform. Copyright © 2026 Beans.
*APY is variable and not guaranteed. Yield is generated through decentralized lending protocols (DeFi) — Beans does not control these protocols. Your funds are not covered by any deposit guarantee scheme. Capital is at risk. Only deposit what you can afford to lose.
