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Join the revolution in global money transfers

Your money deserves better. Use Beans to send money worldwide. Expect better rates, lower fees and faster transactions. Save more for the people you care about the most and start using Beans today.

Latest exchange rate: ​
1
EUR
=
405.89423
ARS​
Fee
1.25 EUR
Transfer time
Same day
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easy to use

How does it work?

It takes two to tango. Both you and friend or family member download the app and onboard as user. The sender deposits money and sends it to the receiver, who then withdraws in cash or bank. Compared to other remittance services, Beans can save you up to 30% of the total transaction cost. Better rates and less fees, all through the power of decentralized finance.

Learn more
about beans

Beans is on a mission to make money better.

Founded by fintech entrepreneur Wouter Arkink, Beans aims to be the first self-supported digital wallet everybody, really everybody can use. On a trip to the Philippines, Wouter found out first-hand how expensive and slow it could be to convert euros into pesos and vice versa. With Beans, he aims to solve these issues for good.

Get to know beans

Beans works 100% secure

It can be hard to fully grasp as a concept, but Beans is truly like cash in your pocket. Only you have access to your funds. But just like carrying a physical wallet in your pocket, wallets can get lost. That’s why we have done everything we could to make sure that you can find it back in an easy and secure way through our groundbreaking account recovery system.

Our money sending app uses encryption to protect your data and financial information.
We use two-factor authentication as an additional layer of security in addition to your password.
We have a fraud detection systems in place that monitor user activity for signs of fraud.
Secure
& Encrypted
Global Banking Partners

Beans works nearly everywhere!

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What our users say about beans

Elia
from Argentina

"I think it is an excellent application! That will help a lot for international currency exchange!"

Uses Beans to convert inflation and save money in Argentina.
"It blew my mind! This app is going to revolutionize payments"
Tiago
from Argentina

"A good option if you want to keep the assets in your possession, with your own private keys. In addition, transfers are free!"

Uses Beans to escape inflation and store money in a more stable currency.

Frequently Asked Questions

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Can I lose money with Beans Earn?
What if a borrower doesn’t pay back?
Is my money safe?
Do I remain in self-custody?
Do I need crypto knowledge?
Are there any fees or hidden costs?
Can I withdraw anytime?
What risks should I know about?
How can I track my performance?
What happens if Beans Earn disappears tomorrow?
Where is the company regulated?
Is KYC required?
How safe are the smart contracts?
How do withdrawals work?
What currencies can I deposit?
How often are earnings paid?
Is 10 % APY guaranteed?
Where does the yield come from?
How can you pay up to 10 % when banks pay 1–2 %?
What exactly is Beans Earn?
How quickly will I receive the requested funds?
Are there any fees for using the Money Request feature?
Is the Money Request feature secure?
How quickly will I receive the requested funds?
How can I share my Money Request?
How do I create a Money Request?
Where can I get help with cryptocurrency transactions?
How secure is it to store cryptocurrencies in Beans?
How can I withdraw my cryptocurrency earnings?
Are there any fees associated with buying cryptocurrencies?
How can I buy cryptocurrencies with Beans?
Which cryptocurrencies does Beans support?
Is KYC required?
Can I link my Beans username to external payment platforms to streamline transactions?
What should I do if my ID validation was unsuccessful?
What should I do if I’m experiencing issues with the Beans app?
Can I receive payments directly from external sources, into my Beans account without using partners like Anclap?
How do I send money from a specific country?
Why are the bank transfers not always immediate?
Is it possible to reverse my transfer?
How do international transfers work, such as sending money from Spain to Argentina?
Does MoneyGram apply extra fees on your withdrawal?
What should I do if I forgot to include the memo in my withdrawal?
My deposit is still pending. What should I do?
What's the minimum deposit?
Do I need a referral code?
Why does the exchange rate change?
Does MoneyGram apply extra fees on your transfers?
Is there a maximum MoneyGram limit?
Are there any fees?
How does account recovery work?
Do I have a CBU using Beans?
Do I have an IBAN using Beans?
I just downloaded Beans app. Where do I start?
What is Beans and what can I do with it?
How do international transfers work? For example sending money from Spain to Argentina.
Where do I find my reference number for MoneyGram withdrawal?
How do MoneyGram deposits work?
How do I withdraw through MoneyGram?
Is there a maximum MoneyGram limit?
How can I withdraw money from Beans?
How do I deposit money into Beans from a specific country?
How does a bank deposit work?
Why are international money transfers with Beans so cheap?
Are you a bank?
Is Beans non-custodial?
How are you able to offer free transactions?
Can I deposit and withdraw using cash?
How much money can I send?
Is Beans safe?
How can you offer such high yields?
How does account recovery work?
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