Use this tool to see the exchange rates of Beans App for any currencies. The amount you see is what the recipient will get - no hidden fees!
Free wallet to wallet transfers
Instant wallet to wallet transfers
Easy & intuitive interface
Because international transfers should be instant, free & safe.
Use this tool to see the exchange rates of Beans App for any currencies. The amount you see is what the recipient will get - no hidden fees!
Free wallet to wallet transfers
Instant wallet to wallet transfers
Easy & intuitive interface
Because you might be losing up to 4% of your money in transfer fees.
MoneyGram cash deposits and withdraws are instant.
Beans App is for workers abroad who take care of their families. For freelancers who think globally. For people who want to escape inflation in their countries and save in stable currencies. For anyone who wants to invest in cryptocurrency. For international students who sometimes have too much month left at the end of their money. For travellers.
We take security really seriously. Three useful features to know:
Other sending money involves sending it through transfer services to forward it to the recipient. We use blockchain tech to offer decentralized exchange - meaning; no intermediaries. Like exchanging cash in person!
We allow you to purchase & hold cryptocurrencies without the private key vulnerability. We've built our own account recovery system that allows you to access your money 24/7.
Safe and easy to use? Yes. It's possible. Unlike the 2-Factor Authentication processes of many other services out there, ours is built specifically for mobile devices and it's extremely easy to use.
When you create your Beans account your private key is bound to your email, phone, and pin code. When you prove ownership over this information the servers are able to restore your account!
We have a detailed article about how account recovery works, which can be found here: Medium.com/account-recovery
Deposits and withdrawals in the app are offered by third parties. We can’t take these fees away. However, inside Beans, there are no fees and no markups. This means even with the deposit and withdrawal fees, your friends generally end up with more money than other similar services.
Beans is fully non-custodial. The funds are not held or managed by a centralized entity, such as a bank or financial institution. Instead, users have sole custody and manage their assets directly through the use of private keys. We, nor anyone else can access your money. If you lose access to your account you can securely recover with a 2FA recovery mechanism (e-mail + pin).
We support bank deposits/withdrawals in EUR/ARS/BRL/USD/PEN and XLM. We also support no-fee cash deposits in various countries and cash-outs in almost any country through Moneygram.
Finally. In the app, you can convert into USD, BTC, ETH or XLM at zero fees and without markups. The USD exchange rate is at the informal rate (dollar blue).
There are no limits in Beans. You can send any amount, small or big. With bigger amounts, we do advise sending multiple smaller amounts to get the best rates. We don’t do the conversions ourselves, they are executed on a decentralized marketplace. Deposits and withdrawals are submitted to limits as they go through third parties.
Yes! Our integration with MoneyGram allows you to withdraw your money from Beans using one of their 300.000+ stores in over 200 countries! Deposits are available in a limited amount of countries as well.
Check out this post if you want to know more.
We make use of the Stellar blockchain, where transaction fees are so low that we decided to sponsor them. This will allow you to send free cross-border and cross-currency transactions!
Beans is a peer-to-peer money sending solution. The use of blockchain technology allows for faster, more efficient, and secure transactions by eliminating intermediaries and reducing associated costs. By leveraging the advantages of blockchain, Beans App eliminates fees that are typically associated with traditional banking systems. This results in lower costs for international money transfers.
No, we are not a bank. Beans is a non-custodial wallet that makes it super simple to do free international payments using blockchain technology. You will earn yield by our seemless integration with DeFi and CeFi partners.
Yes, in Beans you have full control and ownership over your assets and you are in full control over your own keys. We have abstracted away all the complexity, giving you a bank experience with blockchain technology. Our goal is that even our moms can use beans. This approach enhances security, privacy, and decentralization, allowing users to have complete control over their funds during international money transfers.
We are using digital currencies and blockchain technology to take-away inefficiencies in cross-border payments and lending and borrowing. Ultra-Capital provides the yield on the offered assets.